DeFi 是如何运行?
DeFi使用了区块链的可编程数字资产技术,这些数字资产具有货币价值,主要是因为它们的价值储存特性。由于这些资产是可编程的,因此我们可以将它们锁定在智能合约中,作为抵押品(类似于房屋抵押贷款)。
用户可通过这种抵押品,以稳定币的形式获得贷款。 稳定币是一种加密数字货币,其价值与美元等世界货币挂钩。
我们可以用这些稳定资产交换其他数字资产,用户也可以随时随地直接与代码交互,而不需要中介公司,这是一个有代表性的转变。
How does DeFi work?
DeFi uses the blockchain’s programmable digital asset technology. These assets have monetary value, mainly because of their ability to store value. Since these assets are programmable, we can lock them in a smart contract as collateral (similar to a house mortgage).
Users can obtain loans in the form of stablecoin using this collateral. Stablecoin is a digital token, its value is linked to world currencies such as the USD.
We can exchange these stablecoin for other digital assets. Users can also directly access the code anytime and anywhere without the need for an intermediary company. This is groundbreaking change.